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Discover
4 types of products
4 types of products
Identity
Integrity
Verification
Reputation
Identity
Integrity
Verification
Reputation
/ Identity
Collecting and verifying all available data confirming an individual’s identity.
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Component name
|
Component definition | Know your employee | Know your customer | Know your partner |
|---|---|---|---|---|
| Address Verification | Verifies with multiple information’s sources, if the address provided is associated with the Subject- Of-Inquiry (SOI). | X | X | X |
| Address Validation | Validates via multiple sources the existence of a provided address. | X | X | X |
| Address Search | Searches via public or private databases the subject’s address of residence. | X | X | X |
| Address Visit | Visit of an accredited iCOVER agent to a physical address provided by the subject to confirm that the latter resides there. | X | X | X |
| Driving License Validation | Validates an officially recognized driving license document provided by a subject. | X | ||
| Driving License Verification | Verifies with the issuing authority that the driving license is authentic and belongs to the subject. | X | ||
| Driver Records Search | Searches for records regarding a subject’s driving history with the driver licensing authority and/or police records. | X | ||
| ID Validation | Validates an officially recognized ID document provided by a subject. | X | ||
| ID Verification | Verifies with the issuing authority that the recognized identity document is valid and belongs to the subject. | X | ||
| ID Match | Check with multiple datasets to validate if an individual’s data is consistent with our merged datasets (ID Match). | X | ||
| Right to Work (RTW) Verification | Verifies with the issuing authority that the proof of employment eligibility is valid and belongs to the subject. | X | ||
| Right to Work (RTW) Validation | Validates a work permit provided by a subject of inquiry. | X | ||
iCOVER is a company specialized in Wholesale Background Screening Solutions and as such it does not provide legal services. The information contained herein is provided for informational purposes only. It may not reflect current legal developments and may not address your situation. Therefore, the content should not be construed as legal advice on any subject matter. You should refrain from acting on the basis of any content published on this webpage without seeking advice from a legal professional. iCOVER shall not be held liable for any actions you take or fail to take based on the information provided herein.
/ Integrity
Ensuring that future recruits and business partners are honest and trustworthy, or Fit and Proper.
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Component name
|
Component definition | Know your employee | Know your customer | Know your partner |
|---|---|---|---|---|
| Adverse Financial History Search | Searches adverse information on a subject’s negative financial history excluding credit history, through debt and tax-related public and private databases. | X | X | |
| Bad Payment History Search | Searches the subject’s consumer bad payment history with creditors such as banks, utilities, and landlords, whenever permissible in a jurisdiction. | X | ||
| Insolvency & Bankruptcy Search | Searches the subject’s personal insolvency/bankruptcy history through insolvency and/or bankruptcy registers, court or commission filings, and gazettes. | X | X | X |
| Civil Litigation Search | Searches the subject’s civil litigation records through publicly available court and tribunal filings. | X | X | X |
| Criminal Certificate Validation | Validates a criminal certificate or equivalent document issued by an authority and provided by the subject. | X | ||
| Criminal Certificate Search | Searches the subject’s criminal records through the collection of a criminal certificate or equivalent document issued by an in country recognized authority. | X | ||
| Criminal History Search | Searches the subject’s criminal records through criminal records databases and/or registries held by public authorities/registries or government agencies. No certificate issued by an authority is provided. | X | ||
| Local Criminal History Search | Searches the subject’s criminal records at a region or city level through criminal records databases held by local courts. No certificate issued by an authority is provided. | X | X | X |
| Court Search | Searches the subject’s criminal records through court records databases held by public authorities, government, or private agencies. No criminal certificate issued by an authority is provided. | X | X | X |
iCOVER is a company specialized in Wholesale Background Screening Solutions and as such it does not provide legal services. The information contained herein is provided for informational purposes only. It may not reflect current legal developments and may not address your situation. Therefore, the content should not be construed as legal advice on any subject matter. You should refrain from acting on the basis of any content published on this webpage without seeking advice from a legal professional. iCOVER shall not be held liable for any actions you take or fail to take based on the information provided herein.
/ Verification
Verifying the accuracy of any information during the process.
|
Component name
|
Component definition | Know your employee | Know your customer | Know your partner |
|---|---|---|---|---|
| Document Translation | Translation is the language of choice of any document provided | X | X | X |
| Education | Verifies educational diplomas by contacting the institution concerned and/or by consulting public or private databases of graduates. Content (if available): dates of attendance, course major, graduation date, and nature of the diploma obtained. | X | ||
| Education (written) | Verifies, with official written reply from the source, dates of attendance, course major (if available), degree(s) attained, and graduation date | X | ||
| Education Database | Verifies graduation information with the relevant institutions | X | ||
| Employment | Verifies any professional experience through direct contact with HR departments or, if unavailable, managers from current and/or former employers. Verifies declarations and retrieval of available key elements: start date/leaving date in the company, function/position held, the reason for leaving the company, circumstances of termination, eligibility for rehire, the authenticity of employment contract, and salary slips, etc. | X | ||
| Employment (written) | Verifies, with official written reply from the source, dates of employment and job titles, salary, circumstances of termination, and eligibility for rehire | X | ||
| Employment Database | Verifies employment history via publically available online information or official registries or databases | X | ||
| On-Site Inspection | Verifies the legitimacy of a business through an objective visual and operational analysis through physical on-site facility verifications performed by specialized agents tasked to provide insights into facilities | X | X | |
| Political Connections | Identifies links to any political party or leader | X | X | X |
| Professional License & Membership | Verifies any qualifications or professional licenses such as membership of a professional organization (eg. association, council, etc.); all types of certification, subscription to registries of reference, credentials, declarations, and licenses | X | X | |
| Professional License and Membership (written) | Verifies, with official written reply from the source, any licenses, registration, credentials, or certification | X | X | |
| References | Verifies references through direct contact with one or several designated individuals (personal or professional: eg. company director, line manager, customer, or a third-party provider) Identification of the nature of the relationship between parties, validation of subject profile, validation of claimed achievements, general appreciation. Based on a customizable questionnaire | X | X | X |
| References (written) | Verifies, with official written reply from the source, references through direct contact with one or several designated individuals (personal or professional: eg. company director, line manager, customer, or a third-party provider) Identification of the nature of the relationship between parties, validation of subject profile, validation of claimed achievements, general appreciation. Based on a customizable questionnaire | X | X | X |
iCOVER is a company specialized in Wholesale Background Screening Solutions and as such it does not provide legal services. The information contained herein is provided for informational purposes only. It may not reflect current legal developments and may not address your situation. Therefore, the content should not be construed as legal advice on any subject matter. You should refrain from acting on the basis of any content published on this webpage without seeking advice from a legal professional. iCOVER shall not be held liable for any actions you take or fail to take based on the information provided herein.
/ Reputation
Evaluating perceived image and reliability.
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Component name
|
Component definition | Know your employee | Know your customer | Know your partner |
|---|---|---|---|---|
| Directorship Search | A search of the in-country business register and/or supplementary available public or private databases aimed at determining if a subject holds directorships or shareholdings in any commercial and/or non-commercial entities. | X | X | X |
| Financial Regulator Search | A search of a specific database managed by an in-country financial regulatory authority. | X | X | |
| Global Sanctions Search | A global search aimed at establishing whether the subject is listed as a sanctioned person by financial regulators and other official national and international organizations and institutions. | X | X | X |
| Media Criminal History Search | A search of negative criminal-related media articles or publications related to a Subject-Of-Inquiry (SOI). | X | X | X |
| Politically Exposed Persons (PEP) Search | A global search aimed at determining whether the subject can be considered a politically exposed person (PEP). The primary definition of PEP used is the one published by the Financial Action Task Force (FATF), but the checked databases also take into consideration definitions set in directives issued by national regulators worldwide. | X | X | X |
| Adverse Social Media Search | Searches social media to determine whether a subject has published or is related with illegal / reprehensive content. | X | X | X |
| Watchlist Search | A search of warnings and announcements, as well as lists published by financial authorities and supervisors (BaFin, FMA, CBFA, FINMA, CNMV, MAS, FCA, etc.), “wanted” lists from police departments, governments, national and international investigation authorities (Interpol, FBI, DEA, DIA, etc.), lists from international tribunals, enforcement actions, from governmental and international agencies. | X | X | X |
