USA Consumer’s rights and dispute process about your Consumer Report

Pursuant to the Fair Credit Reporting Act, a Consumer has the right to:

• Request a copy of your Credit Report and if applicable, the file used in a theft.
• Dispute inaccuracies with a Credit Reporting Agency.
• Be informed if information has been used against you.
• Limit access to your report for the valid purpose.
• Add a fraud alert or credit freeze to block access.
• Disagree with the outcome and they can provide additional evidence supporting your claim.
• File a complaint with the Consumer Financial Protection Bureau, the Federal Trading Commission, your State Attorney General, the Credit Reporting Agency and the Data Furnisher directly.

Contact for USA Consumer Report Dispute and Questions (FCRA)

 If you have any questions, require additional details or to communicate a Dispute with us, please contact us at legal@icover-services.com

Upon receipt of your Consumer Report Dispute communication, we will acknowledge receipt within 5 days.  As part of our investigation, we shall confirm your identity to ensure we are communicating with the correct person to ensure your information is safe and respond to you within 30 days following our investigation.  All communications about your Consumer Report Dispute should be made to legal@icover-services.com